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Millennials and Retirement | Overconfidence | Cybersecurity | and More

66% of Millennials have access to workplace retirement plans, but only 34% of Millennials participate.

Our third quarter 2018 newsletter features an article on Millennial retirement savings. According to a recent study by the National Institute on Retirement Security, 66% of Millennials (defined as individuals born between 1982-2000) have nothing saved for retirement. In fact, now the largest generation in U.S. history and numbering over 83 million strong, Millennials are potentially facing a retirement crisis. We explore this problem in our featured article, Millennials & Retirement: Biggest Generation, Biggest Retirement Crisis?

If you prefer our printable PDF newsletter, we included it as an attachment to this article. As always, we hope you find our newsletter informative. We invite you to comment on and share this article.


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ERISA Workplace Retirement Plan Limits

The federal government annually publishes updated qualified retirement plan limits, which impact the contributions, benefit accruals, and compliance of ERISA covered qualified retirement plans. The below tables summarize the most significant changes in recent history.


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Spectrum is a B2B consulting firm, which enables American Workers to plan and save towards a dignified financial future by designing, administering, and operating the ranges of retirement and financial plans for U.S. employers.

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