Retirement Plan Administration.

Spectrum's retirement plan administration services provide document management, ERISA plan compliance, fiduciary support, government reporting, and trust reconciliation on 401k, other defined contribution, defined benefit, and employee stock ownership plans.

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Helping employers to define workplace retirement plan objectives

A-to-Z Annual Plan Administration

Managing workplace retirement plans since 1978 has taught us a thing or two. ERISA is complicated, and the multitude of compliance rules can be burdensome for employers. That is why Spectrum's Consultants try to make everything a hassle-free client experience. We provide complete annual plan administration and compliance, culminating with an e-signature ready Form 5500. Don't worry - we've got this.

Data Requisition Data Requisition
Analysis and Compliance Analysis,
Contributions, &
Trust Accounting Trust Accounting
and Reporting
  • Retirement Plan Financial Reports
  • Consulting Ideas
  • Signature Ready Form 5500
Deliverables & Form 5500

Is a Cash Balance Pension Plan right for me?

Cash Balance Pension Plans are useful for small business owners who need to accumulate a significant amount of retirement savings in a short period of time. If the owners need to accumulate over $50,000 per year, the business has a steady cash flow, and the employer is already providing a 401(k) benefit to its employees, a cash balance plan may be the solution. Spectrum's Cash Balance Pension Plan Calculator makes it easy to assess whether a Cash Balance Pension Plan is right for your business or professional practice.

View Sample PDF Output Report
Demographic Data and Compensation Input
Cash Balance Calculator Demographic Input
Grade and Evaluation Output
Cash Balance Calculator Web Output