Spectrum Update on the SECURE Act of 2019 The SECURE Act of 2019 introduced the most significant changes to U.S. Retirement Policies in over a decade. In Spectrum's Q4'2019 update, our consultants analyzed this new legislation and summarized in plain language what employers really need to know about it. January 17, 2020 By Petros Koumantaros Announcements secureact, secure, act, erisa, legislation, secureact2019, secureactof2019 Comments Read More >>
Market Volatility & Participant Behavior | How Age and Income Impact Plan Participation | Socially Responsible & ESG Investing | and More Our fourth quarter 2019 newsletter features an article on market volatility and participant behavior. Also included are articles on how age and income impact plan participation, socially responsible & ESG investing, legislative highlights, and more. October 28, 2019 By SPConsultants.com Newsletter market volatility, investing, participant behavior, socially responsible, esg, plan participation Comments Read More >>
Spectrum Update and Service Enhancements Q3'2019 Spectrum was overjoyed the 2019 Spectrum Open raised over $140,000 toward cancer research, treatment, and care. Avoid ERISA Health and Welfare Plan fines, penalties, and lawsuits with our ERISA Wrap SPD and Plan Document. We are delighted to announce the launch of Spectrum Platform - the Most Flexible Recordkeeping Technology + Service Solution Available to Employers, brokers/plan advisers, and TPAs. October 14, 2019 By Petros Koumantaros Announcements erisawrap, spectrumopen, charity, welfare benefit plan, spd, wrapspd, spectrumplatform, recordkeeping Comments Read More >>
What Does Vesting Mean? What is a Retirement Plan Vested Balance? Dr. 401(k) answers a participant's recent questions about retirement plan vesting. What does vesting mean? What is a vested account balance? Why is a vested account balance sometimes less a than total account balance? August 17, 2019 By Dr. 401(k) Education vesting, vested, compliance, unvested, vested account balance Comments Read More >>
Retirement Confidence Rebounds | ERISA Turns 45 | Financial Wellness Over 50 | And More Our third quarter 2019 newsletter features an article on improvements in retirement confidence. Also included are articles on ERISA Turns 45, Financial Wellness Over 50, and ABG Member intellicents being recognized by 401(k) Specialist Magazine. August 15, 2019 By Petros Koumantaros Newsletter retirement confidence, financial wellness Comments Read More >>
Wrap Document to Comply With ERISA Summary Plan Description (SPD) Requirement Virtually every private sector employer offering employee benefit plans is subject to certain ERISA requirements. Any such employers must provide an SPD to paraticipants. Failing to comply can be very costly for employers. Insurance carrier documents are generally inadequate. One solution for employers is to use an ERISA Wrap Document or Wrap SPD. August 15, 2019 By Petros Koumantaros Education erisa, wrap spd, wrap document, plan document, welfare benefits, employee benefits, healthcare, wrap Comments Read More >>
Spectrum Open 2019 Registration Registration is available for the 2019 Spectrum Open Golf Tournament and Dinner Event, benefiting the Pano Koumantaros Cancer Research Fund. Please join us on Monday, August 26, 2018 at Fircrest Golf Club. July 11, 2019 By Petros Koumantaros Events spectrum open, charity, golf, tournament, cancer reserach Comments Read More >>
Spectrum Update and Service Enhancements Q2'2019 Spectrum was thrilled to celebrate its 41st birthday on July 3, 2019. Please join us on Monday, August 26, for our signature annual charity fundraiser, the Spectrum Open Golf Tournament and Dinner Event. We also announce the launch of an ERISA Wrap Document Wizard, which makes ERISA Health and Welfare Document Compliance very easy for employers. July 11, 2019 By Petros Koumantaros Announcements erisawrap, welfare benefit plan, spectrum open, charity, fundraiser, document Comments Read More >>
Retirement Plan Provider Guide Workplace retirement plans can be complicated. The compliance rules, investments, reporting, tax forms, and terminology are enough to make any plan sponsor’s head spin. Even the roles of service providers can be confusing. Our retirement plan provider guide enables plan sponsors to tear up all those business cards and get to the root of what each service provider does. June 5, 2019 By Petros Koumantaros Education providers, services, ERISA, education, guide Comments Read More >>
Student Loan Debt | Boost Retirement Savings | IRS Private Rulings | And More Our second quarter 2019 newsletter features an article on innovative plan designs to solve the student loan debt crisis. Also included are articles on IRS Private Letter Rulings, DB/DC Combination Plans to Boost Retirement Savings, ABG News, and More. May 14, 2019 By Petros Koumantaros Newsletter student loans, debt, irs, db/dc, plan design Comments Read More >>