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College-Students-Graduating

Student Loan Debt | Boost Retirement Savings | IRS Private Rulings | And More

The U.S. has more than $1.5 Trillion in student loan debt! Innovative 401(k) plan designs can help.

Student loan debt is now the second largest consumer debt in the United States. A recent study at Boston College revealed that college graduates with student debt accumulate 50% less retirement wealth in 401(k) plans by age 30 than those without. Our featured article analyzes how employers can design plans to help workers with student loan debt.

If you prefer our printable PDF newsletter, we included it as an attachment to this article. As always, we hope you find our newsletter informative. We invite you to comment on and share this article.


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Spectrum Consultants is a multidisciplinary B2B consulting firm, which specializes in 401k administration, benefit plan outsourcing, business solutions, and management consulting.

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