Over the past 20 years, $10,000 invested in the S&P 500 Index grew to over $32,000. However, if a participant missed the 10 best days of market performance over that time frame, their investment would be approximately half that amount. Retirement wealth is not built overnight; it’s built gradually and over time. Markets will rise and fall, but the key is to stay invested regardless the current scenario. If participants try to time the market, they may miss out on the best opportunities. If you prefer our printable PDF newsletter, we included it as an attachment to this article. As always, we hope you find our newsletter informative. We invite you to comment on and share this article.