Employers are recognizing that financial stress is attacking both their company cultures, and their bottom line. Our financial wellness program addresses the root causes of employee financial stress, and is designed to improve individual financial outcomes, while delivering a meaningful ROI to employers.
Based on data collected through our workplace financial wellness program, employers spend between $10,000 to $50,000 per year for each employee who delays retirement for ﬁnancial reasons.
According to the American Psychological Association, 60% of health costs are impacted by financial stress.
84% of employees claim to have some degree of financialstress.
Our workplace financial wellness program has proven demonstrable results. The below charts reflect the percentage of Spectrum FinWell™ Participants taking actions to improve their finances within 30 days of participating.
Turn-key Automated Marketing Campaigns: Fifteen automated email promotions - customized for workplaces and your business - designed to reinforce the ﬁnancial wellness beneﬁt, increasing value to the employee and to the employer.
Patent-Pending Online Financial Learning Center with Personalized Financial Wellness Assessment: The Personal Financial Wellness Assessment is a completely individualized report. Spectrum FinWell™ Participants get a 1-10 score and a personal action plan with action items that can be implemented immediately.
View Sample Request Live Demo
Patent-Pending Online Financial Learning Center: Employees have access to a branded Financial Learning Center with a wealth of resources including targeted content, videos, and calculators. The Personal Action Plan links Spectrum FinWell™ Participants to the specific resources they need.
Request Live Demo
Employers receive an annual comprehensive analysis across all employees designed to identify key vulnerabilities that can be addressed through additional education and to track progress year over year.
Unlimited Access to Phone-Based Financial Coaching: Employees have unlimited access to a dedicated toll-free number where they can speak with a CERTIFIED FINANCIAL PLANNER™ professional on any ﬁnancial topic ranging from establishing a budget to estate planning.